http://shawcapitalmanagementonline.com/blog/2011/10/04/cut-back-to-school-expenses/
Another school year is about to start. While teachers are busy preparing their lesson plans, kids are pretty much occupied wondering what new stuff they can show their classmates. Meanwhile, parents too, are very much engaged in budgeting for another year of school expenses.
Parents are predicted to spend an average amount of $600 this year according to the National Retail Federation (NRF). Analysts from NRF believe that spending among families can be described as a move “practice restraint.” Yet, such expenditure is at par with the highest spending percentage since 2003.
Well, Shaw capital management is sure of one thing, prices of commodities increased over the past few years and you cannot expect parents and children not wanting to disburse even the little money they have for new school stuff. Here are some helpful tips for both parents and children to cut the cost of their school expenses:
· Do an inventory. Make a list of what you already have. Check your drawers, closets, and bookshelves for school materials that are still usable. You surely do not want to spend on pencils and crayons if you already have them. Better survey the materials that you really need to buy or regret on spending too much on surplus materials you have at home.
· Ask for the list. Most schools post their list of required supplies with extra note on what they already provide. Never forget to browse on these lists so you know the materials that are “necessary” for you to purchase. This way you can also avoid duplication of materials bought. Look for other notes such as “recommended” items. Such items are specific to a few classes your kid is not enrolled in.
· Check advertisements. Always be on the lookout for sales, discounts and deals. Shaw capital management recommends checking such advertisements on newspapers or online. Also try to compare prices of items online to see which store is best to visit. This strategy saves you time and gas , and most of the time, window shopping only gets you to spend before your scheduled shopping. Tax and holiday sales are also good.
· Opt for combo deals and bundles. During shopping season, stores try to make valuable combos of stuff for consumers. Buying in larger packages often save you a lot of money and sometimes, stores give special discounts if materials are bought in bulk. Go ahead and calculate for unit prices to make sure you do make a saving. Teach your kids how to compare prices of deals available on stores if you go shopping with them and let them decide on what is reasonable but not expensive.
Monday, February 27, 2012
Thursday, February 16, 2012
Shaw Capital Management Word News Updates
http://www.austinwireless.net/2012/01/shaw-capital-management-word-news-updates/
January 5, 2012
Shaw Capital Management is an open architecture financial advising firm that specializes in offer individualized investment advice and services to clients. In today’s economy, it’s difficult to find a firm that is not manipulated or beholden to the interests of major banks. Shaw Capital Management seeks to promote financial independence and grow your wealth in the most ethical and long-lasting way possible. Recently, Shaw Capital Management released an article with several helpful tips and strategies for consumers. It is no secret that even those who had done very well financially have begun to struggle in light of the economic downturn of the past few years. Everyone can benefit from some smart financial guidance nowadays.Because many people have struggled to receive credit due to a financial downturn that has put their credit score at risk, internet scams are more successful at luring victims than ever before. Shaw Capital Management offers a fair warning to consumers about the risks involved and the ways that scams can be identified before it’s too late. First, they note that any lender who doesn’t check your credit history, or even inquire about it, is a red flag. Even though there are lenders out there (and they are few) that are willing to take a risk on people with bad credit, you are probably dealing with a scam artist if they do not even care about what your credit score or credit history is like. Another major thing to look out for is lenders that promise to extend credit or a pay-day advance to you after you pay them a fee. A legitimate lender may add additional fees to the loan, called origination fees, or post maintenance and interest rate fees to a credit card, but no lender will ever ask for those fees to be paid in advance. Beware of lenders that ask for money up-front, as you will likely be giving away your hard earned money and not getting anything in return.
January 5, 2012
Shaw Capital Management is an open architecture financial advising firm that specializes in offer individualized investment advice and services to clients. In today’s economy, it’s difficult to find a firm that is not manipulated or beholden to the interests of major banks. Shaw Capital Management seeks to promote financial independence and grow your wealth in the most ethical and long-lasting way possible. Recently, Shaw Capital Management released an article with several helpful tips and strategies for consumers. It is no secret that even those who had done very well financially have begun to struggle in light of the economic downturn of the past few years. Everyone can benefit from some smart financial guidance nowadays.Because many people have struggled to receive credit due to a financial downturn that has put their credit score at risk, internet scams are more successful at luring victims than ever before. Shaw Capital Management offers a fair warning to consumers about the risks involved and the ways that scams can be identified before it’s too late. First, they note that any lender who doesn’t check your credit history, or even inquire about it, is a red flag. Even though there are lenders out there (and they are few) that are willing to take a risk on people with bad credit, you are probably dealing with a scam artist if they do not even care about what your credit score or credit history is like. Another major thing to look out for is lenders that promise to extend credit or a pay-day advance to you after you pay them a fee. A legitimate lender may add additional fees to the loan, called origination fees, or post maintenance and interest rate fees to a credit card, but no lender will ever ask for those fees to be paid in advance. Beware of lenders that ask for money up-front, as you will likely be giving away your hard earned money and not getting anything in return.
Monday, February 13, 2012
Shaw Capital Management Online: Japan Shares Drop on Europe Tax Plan; Sony Falls
http://shawcapitalmanagementonline.com/blog/2011/10/04/shaw-capital-management-reports-japan-shares-drop-on-europe-tax-plan-sony-falls/
Japanese shares dropped for the first time in the span of three days while the French and German heads announced they will not increase a budget to help Europe’s debt crisis. Meanwhile, housing starts in US fell, renewing the concern that profits of exporters will be cut back as Shaw Capital management fears.
Sony Corporation, Japan’s largest exporter of consumer electronics, slumped 1.9% following talks in Paris yesterday between German Chancellor Angela Merkel and French President Nicolas Sarkozy. Meanwhile, the world’s biggest carmaker, Toyota Motor Corporation, dropped 1.4%. Japan’s top energy exploration company, Inpex Corporation, fell 2.3% due to reduced crude prices.
In Tokyo, the Nikkei 225 Stock Average dropped 0.8% to 9,039 as of 9:31 am. While the wider Topix index fell 0.5% to 774 with 3 shares losing for every 2 that climbs up.
An equities manager at SMBC Nikko Securities, Inc, Hiroichi Nishi, said that the meeting in Paris proved debt matters can’t be resolved in such a short time.
Futures on the Standard & Poor’s 500 Index fell 0.4% today. Yesterday, as the French and German leaders did not approved of selling euro bonds and increasing the 440-billion euro ($633 billion) rescue fund, the New York index dropped 1% to 1,1,92. Both leaders also proposed submitting another financial-transaction tax that was previously rejected in 2010.
European Union’s statistics office announced yesterday in Luxembourg that the 17-nation Euro area, Gross Domestic Product grew 0.2% in the second quarter compared to previous months when the economy increased 0.8%. In a Bloomberg News Survey, this has been the weakest expansion since the euro zone emerged from a downturn in late 2009 and was less than the 0.3% average estimate of 34 economists.
The Commerce Department detailed that housing starts in the US dropped 1.5% in July from June, and the alternative for future construction also suffered a setback, Shaw Capital management observed.
Nishi added, “The housing numbers of US were not really strong, which triggers a persistent delay in their economy.”
Exporters decreased following reports of economic development in Europe and the opposite happening in the US, which hurt the position for earnings abroad. Sony dropped 1.9% to 1,668 yen, Toyota fell 1.4% to 2,860 yen and Japan’s third biggest carmaker, Honda, lost 2.3% to 2,556 yen.
On the other hand, mining companies reduced prices of oil products. Inpex lost 2.3% to 514,000 yen. The second biggest oil driller, Japan Petroleum Exploration Company, fell 0.8% to 3,330 yen.
Yesterday, crude oil for September delivery decreased 1.4% to stay at 86.65 dollars per barrel in New York. Prices of 6 industrial metals, including aluminum and copper, fell 0.5% in the London Metal Exchange Index.
Japanese shares dropped for the first time in the span of three days while the French and German heads announced they will not increase a budget to help Europe’s debt crisis. Meanwhile, housing starts in US fell, renewing the concern that profits of exporters will be cut back as Shaw Capital management fears.
Sony Corporation, Japan’s largest exporter of consumer electronics, slumped 1.9% following talks in Paris yesterday between German Chancellor Angela Merkel and French President Nicolas Sarkozy. Meanwhile, the world’s biggest carmaker, Toyota Motor Corporation, dropped 1.4%. Japan’s top energy exploration company, Inpex Corporation, fell 2.3% due to reduced crude prices.
In Tokyo, the Nikkei 225 Stock Average dropped 0.8% to 9,039 as of 9:31 am. While the wider Topix index fell 0.5% to 774 with 3 shares losing for every 2 that climbs up.
An equities manager at SMBC Nikko Securities, Inc, Hiroichi Nishi, said that the meeting in Paris proved debt matters can’t be resolved in such a short time.
Futures on the Standard & Poor’s 500 Index fell 0.4% today. Yesterday, as the French and German leaders did not approved of selling euro bonds and increasing the 440-billion euro ($633 billion) rescue fund, the New York index dropped 1% to 1,1,92. Both leaders also proposed submitting another financial-transaction tax that was previously rejected in 2010.
European Union’s statistics office announced yesterday in Luxembourg that the 17-nation Euro area, Gross Domestic Product grew 0.2% in the second quarter compared to previous months when the economy increased 0.8%. In a Bloomberg News Survey, this has been the weakest expansion since the euro zone emerged from a downturn in late 2009 and was less than the 0.3% average estimate of 34 economists.
The Commerce Department detailed that housing starts in the US dropped 1.5% in July from June, and the alternative for future construction also suffered a setback, Shaw Capital management observed.
Nishi added, “The housing numbers of US were not really strong, which triggers a persistent delay in their economy.”
Exporters decreased following reports of economic development in Europe and the opposite happening in the US, which hurt the position for earnings abroad. Sony dropped 1.9% to 1,668 yen, Toyota fell 1.4% to 2,860 yen and Japan’s third biggest carmaker, Honda, lost 2.3% to 2,556 yen.
On the other hand, mining companies reduced prices of oil products. Inpex lost 2.3% to 514,000 yen. The second biggest oil driller, Japan Petroleum Exploration Company, fell 0.8% to 3,330 yen.
Yesterday, crude oil for September delivery decreased 1.4% to stay at 86.65 dollars per barrel in New York. Prices of 6 industrial metals, including aluminum and copper, fell 0.5% in the London Metal Exchange Index.
Monday, February 6, 2012
Shaw Capital Management: How Factoring Works
http://shaw-capitalmanagement.com/factoring.html
Shaw Capital Management and Financing factoring process works:
1. Contact us to become Shaw Capital Management and Financing client. Please use the Contact Us page or click the link - Become a client.
2. You must submit a factoring application for each load you want to factor at least 24 hours before your freight bills arrive in our office. Please request for an Online Application Form or click the link (Application Form Request) If you are on the road without Internet access, a fax version is available upon request.
3. Deliver the shipment, and then send us your freight bills, rate confirmation sheet and all paperwork.
4. Get paid. We provide same-day-funding when your freight bills arrive.
We prepare all invoices on our behalf, submit them and collect payment directly.
At Shaw Capital Management - providing a fast, simple and affordable solution to bridge the gap between billing and collections ...
Shaw Capital Management and Financing factoring process works:
1. Contact us to become Shaw Capital Management and Financing client. Please use the Contact Us page or click the link - Become a client.
2. You must submit a factoring application for each load you want to factor at least 24 hours before your freight bills arrive in our office. Please request for an Online Application Form or click the link (Application Form Request) If you are on the road without Internet access, a fax version is available upon request.
3. Deliver the shipment, and then send us your freight bills, rate confirmation sheet and all paperwork.
4. Get paid. We provide same-day-funding when your freight bills arrive.
We prepare all invoices on our behalf, submit them and collect payment directly.
At Shaw Capital Management - providing a fast, simple and affordable solution to bridge the gap between billing and collections ...
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